Expensify

Pleo

Pleo is a business spend management platform used across Europe that combines physical and virtual company cards with automatic expense tracking and approval workflows. It consolidates card spend, vendor payments, and reimbursements into one system instead of relying on personal expense claims. The platform integrates with major accounting systems such as Xero, Sage, QuickBooks, and NetSuite, syncing transactions automatically to reduce manual bookkeeping. Pleo also supports vendor cards for recurring software subscriptions and multi-currency spend across entities for companies operating in several countries.

Sage Expense Management (formerly Fyle)

Sage Expense Management, formerly known as Fyle before Sage's acquisition of the company, lets employees text a photo of a receipt from their phone and have it automatically matched to the corresponding credit card transaction. AI extracts the receipt data, codes the expense, and reconciles it against real-time card feeds from Visa, Mastercard, and American Express, without requiring a new corporate card program. The platform syncs approved expenses to accounting systems including QuickBooks Online and Desktop, Xero, Sage Intacct, Sage 300 CRE, and Sage 50, and supports multi-level approval workflows, mileage and per-diem tracking, and ACH reimbursement for US employees. It is used across construction, nonprofit, professional services, healthcare, and technology organizations.

Ramp

Ramp provides a corporate card combined with a spend management suite that automates expense tracking, bill payment, and procurement. It helps finance teams gain real‑time visibility into company spend while enforcing policies and reducing manual work. The platform integrates with major accounting systems and offers a dashboard for budgeting, approvals, and analytics, enabling businesses to optimize cash flow and negotiate better vendor terms.

Clyr

Clyr is a real-time expense management platform built for businesses with field teams, especially those in construction, field service, and property management. Instead of forcing companies to adopt a new corporate card, Clyr connects to the Amex, Visa, and Mastercard cards and bank accounts they already use, across more than 16,000 financial institutions. This means employees keep their existing rewards, credit lines, and banking relationships while finance gains visibility into spending as it happens. The core workflow is designed for the field: when a cardholder swipes, Clyr sends an SMS, the employee replies with a photo of the receipt, and AI matches that receipt to the transaction and codes it to the right job, property, cost code, or GL account. Approvals route according to company policy, and automatic reminders chase missing receipts so finance no longer has to play collections. The completed expenses sync two-way with QuickBooks, Xero, Sage Intacct, NetSuite, and more than 25 property management, field service, and construction platforms. Clyr also extends beyond card spend to reimbursements, mileage logging, vendor bill pay, utility bills, and 1099 e-filing. Clyr is aimed at businesses that want control and compliance without changing employee behavior or financial infrastructure. It reduces the month-end scramble by bringing field spend into the books in near real time, and it is backed by US-based, personalized support. The service currently operates in the United States and Canada, and setup help is included to get cards connected and the first sync running quickly.

Concur Travel

Concur Travel simplifies the entire travel lifecycle for businesses, from itinerary planning to post‑trip expense reporting. It integrates flight, hotel, and car rentals with company policies to ensure compliance and cost control. The solution offers mobile access, real‑time travel alerts, and automated receipt capture, helping travelers stay productive while giving finance teams full visibility and control over travel spend.