Sage Expense Management (formerly Fyle)

SimplePay

SimplePay is a cloud-based payroll software company built specifically for South African businesses. It automates PAYE, UIF, and SDL calculations, generates SARS e@syFile-ready IRP5 and IT3(a) submissions, and keeps payroll aligned with South African Department of Labour requirements. The platform also includes leave management with custom leave policies, an employee self-service portal for leave requests and banking detail changes, and mobile apps for iOS and Android. SimplePay integrates with accounting software including Xero and QuickBooks, and offers a free 30-day trial with full feature access before billing begins.

Pleo

Pleo is a business spend management platform used across Europe that combines physical and virtual company cards with automatic expense tracking and approval workflows. It consolidates card spend, vendor payments, and reimbursements into one system instead of relying on personal expense claims. The platform integrates with major accounting systems such as Xero, Sage, QuickBooks, and NetSuite, syncing transactions automatically to reduce manual bookkeeping. Pleo also supports vendor cards for recurring software subscriptions and multi-currency spend across entities for companies operating in several countries.

Expensify

Expensify is an expense management platform that lets individuals and companies track receipts, submit expense reports, and manage corporate card spend. Employees capture receipts via the mobile app, email forwarding, or file upload, and Expensify's AI (branded Concierge) automatically categorizes expenses, flags policy violations, and compiles reports for approval. Beyond expense tracking, Expensify offers its own Expensify Visa Commercial Card with cashback, travel booking for flights, hotels, cars, and rail, and global multi-currency reimbursement. It connects to more than 45 accounting, HR, and travel systems, including QuickBooks, Xero, NetSuite, Sage Intacct, Gusto, and Workday, serving everyone from solo freelancers to enterprise finance teams.

Clyr

Clyr is a real-time expense management platform built for businesses with field teams, especially those in construction, field service, and property management. Instead of forcing companies to adopt a new corporate card, Clyr connects to the Amex, Visa, and Mastercard cards and bank accounts they already use, across more than 16,000 financial institutions. This means employees keep their existing rewards, credit lines, and banking relationships while finance gains visibility into spending as it happens. The core workflow is designed for the field: when a cardholder swipes, Clyr sends an SMS, the employee replies with a photo of the receipt, and AI matches that receipt to the transaction and codes it to the right job, property, cost code, or GL account. Approvals route according to company policy, and automatic reminders chase missing receipts so finance no longer has to play collections. The completed expenses sync two-way with QuickBooks, Xero, Sage Intacct, NetSuite, and more than 25 property management, field service, and construction platforms. Clyr also extends beyond card spend to reimbursements, mileage logging, vendor bill pay, utility bills, and 1099 e-filing. Clyr is aimed at businesses that want control and compliance without changing employee behavior or financial infrastructure. It reduces the month-end scramble by bringing field spend into the books in near real time, and it is backed by US-based, personalized support. The service currently operates in the United States and Canada, and setup help is included to get cards connected and the first sync running quickly.