Tiller Money
Automatically updated spreadsheet budgeting in Google Sheets or Excel, with daily bank feeds.
Best for
Spreadsheet enthusiasts who want automated bank feeds without switching to a closed budgeting app.
Skip if
You want a polished mobile app or automated budget recommendations rather than building your own in a spreadsheet.
What is Tiller Money?
Tiller Money brings automated bank and credit card feeds into a private Google Sheets or Excel spreadsheet, giving users full control over their budget's structure while removing the manual work of entering transactions. Pre-built templates cover budgeting, net worth tracking, expense reporting, and small-business bookkeeping, and can be customized like any spreadsheet. Daily automation pulls in new transactions each morning, and the AutoCat feature learns categorization rules over time so recurring merchants are tagged automatically. A companion daily email digest, called Hello Money, summarizes account balances and recent activity, and the single subscription tier includes a 30-day free trial with no separate monthly plan.
SpecificationsAI-estimated
Key Features of Tiller Money
Use Cases for Tiller Money
Automated spreadsheet budgeting
A spreadsheet-savvy user replaces manual transaction entry with Tiller's daily automated bank feeds into their existing budget template.
Tracking net worth over time
A household uses the Net Worth template to chart assets and liabilities across all linked accounts month over month.
Small business expense tracking
A solo entrepreneur adapts a Tiller template to track business expenses separately from personal spending.
Migrating from a discontinued budgeting app
A former Mint user moves their budgeting workflow into a Tiller-powered Google Sheet to keep full control over the data.
Pros & Cons of Tiller Money
Pros
- Full control over budget structure and formulas since everything lives in a real spreadsheet, not a locked app.
- Single, transparent flat-rate pricing with no upsells to higher tiers or hidden feature gates.
- Data ownership means spreadsheets can be backed up, duplicated, or exported without vendor lock-in.
- AutoCat and daily feeds remove most of the manual transaction entry that spreadsheet budgeting traditionally requires.
Cons
- Requires comfort with spreadsheets; users who dislike Excel or Google Sheets will find the learning curve steeper than an app.
- No standalone mobile app; budgeting happens through the Google Sheets or Excel mobile apps instead.
- Less automated guidance (like Simplifi's Spending Plan or Empower's retirement projections) since the analysis is left to the spreadsheet templates.
Frequently Asked Questions
Do I need Google Sheets or Excel to use Tiller?
Yes, Tiller feeds data into your own Google Sheets or Excel spreadsheet rather than providing a standalone app interface.
How much does Tiller cost?
Tiller is a single-tier plan costing $79 per year, with a 30-day free trial and no charge until the trial ends.
Does Tiller have a mobile app?
No dedicated Tiller app exists; budgeting is done through the Google Sheets or Excel mobile apps on the synced spreadsheet.
What is AutoCat?
AutoCat is Tiller's rule-based auto-categorization feature that learns how to tag recurring transactions over time.
Pricing Overview
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