Qapital

Qapital is a personal finance app built around automation rules that move money into savings and investing goals without manual effort. Users set up triggers, called Rules, such as rounding up purchases or saving a fixed amount every payday, and Qapital executes them automatically across FDIC-insured partner accounts. Beyond saving, the Complete and Premier tiers add ready-made investment portfolios and a Qapital Visa debit card with real-time spending tracking, while a Dream Team feature lets couples manage shared savings goals together. The app targets people who want to build savings habits passively rather than through manual budgeting sessions.