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PayPal
Online payment system for individuals and businesses
Pricing Plans
Explore the pricing plans to find the best fit for your needs.
Pricing Model: Freemium
Most Popular
PayPal Debit Mastercard
Free
No annual fee debit card linked to your PayPal balance, usable everywhere Mastercard is accepted.
Earn 5% back in points on up to $1,000 of monthly category spend
Earn 3% cash back on PayPal purchases
Tap to pay in stores
PayPal Cashback Mastercard
Free
Credit card that earns cash back on purchases.
3% cash back on PayPal checkout
1.5% cash back on all other Mastercard purchases
No annual fee
PayPal Savings Account
Free
FDIC‑insured savings account with interest.
3.30% APY
FDIC insured up to $250,000
No monthly maintenance fees
Pay in 4
Free
Split purchases into four interest‑free payments.
No interest or fees
Payments every two weeks
No impact on credit score
Pay Monthly
Variable (APR 9.99%–35.99%)
Consumer loan allowing purchases to be paid over 3, 6, 12, or 24 months.
Fixed APR range 9.99%–35.99% based on credit
No sign‑up or late fees
Option for in‑store single‑use card
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Tags
Online PaymentDigital WalletE-commercePayment GatewayFinancial ServicesOnline Transactions