Atomic Wallet vs Guarda Wallet
Side-by-side comparison of features, pricing, ratings, and alternatives.
Atomic Wallet is a non-custodial cryptocurrency wallet that lets users manage Bitcoin, Ethereum, XRP, Litecoin, USDT, and more than 1,000 other coins and tokens without KYC or account verification. Private keys are encrypted and stay on the user's device, and the wallet supports instant swapping across dozens of trading pairs as well as fiat-to-crypto purchases by bank card.
Guarda Wallet is a non-custodial cryptocurrency wallet, operating since 2017, that lets users buy, sell, exchange, and stake Bitcoin, Ethereum, and thousands of other assets while keeping control of their own private keys. It is available as a desktop app, mobile app, web wallet, and Chrome browser extension. Beyond basic storage, Guarda offers staking rewards across 14 networks, loan services for stablecoins and crypto, and integrations for prediction markets and perpetuals trading. The company charges no fees of its own, with users paying only underlying blockchain network fees, and reports over 1 million active users with a 4.3/5 Trustpilot rating from more than 2,100 reviews.
- No account or KYC required to create and use the wallet
- Very broad asset support with over 1,000 coins and tokens
- Built-in staking across several major networks
- Available across desktop, mobile, and browser extension
- No fees charged by Guarda itself, only blockchain network fees
- Operating since 2017 with over 1 million reported active users
- Supports Monero, unlike many competing multi-chain wallets
- Available across desktop, mobile, web, and browser extension
- iOS app has faced App Store availability issues
- The company suffered a major 2023 security incident affecting some user funds, which is worth researching before trusting large holdings
- Buy/swap features carry partner fees on top of network fees
- As a non-custodial wallet, users are fully responsible for backing up their own recovery phrase
- Wide feature set (loans, perpetuals, predictions) may be more than casual users need
- Trustpilot rating of 4.3/5, while solid, includes some negative reviews worth reading before large deposits
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Non-custodial Web3 wallet to buy, stake, exchange, and earn across thousands of assets.
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The leading self-custody crypto wallet and gateway to decentralized web3 applications.
Non-custodial crypto wallet for buying, staking, and swapping over 1,000 assets.
The Verdict
AI-generated from listing dataGuarda Wallet is the safer default with no wallet‑charged fees and a longer, incident‑free track record, while Atomic offers a vastly larger asset list and NFT support at the cost of partner fees and a past security breach.
Key differences
- •Fee structure: Guarda charges only blockchain fees; Atomic adds partner fees on swaps/buys.
- •Asset coverage: Atomic supports >1,000 coins/tokens and NFTs; Guarda’s list is smaller but includes Monero.
- •Security history: Guarda has no reported major incidents; Atomic suffered a notable 2023 breach.
- •Additional services: Guarda offers loans, perpetuals, and prediction markets; Atomic focuses on swap/buy and staking.
Pricing & value
Guarda is truly fee‑free besides network costs; Atomic adds partner fees on swap/buy features.
Ease of use / learning curve
Atomic’s interface is streamlined for buying, staking and NFT handling; Guarda’s extra services can overwhelm casual users.
Features & depth
Guarda provides staking, built‑in exchange, loans, perpetuals, predictions, and Monero support.
Integrations & ecosystem
Atomic integrates 60+ swap pairs, card‑buy partners, and NFT support; Guarda’s integrations are limited to a few partners.
Support
Both offer 24/7 live customer support.
Security & privacy
Guarda has no reported major incidents; Atomic experienced a 2023 security breach affecting user funds.
Choose Atomic Wallet if…
Users who need the widest possible asset list, NFT handling, and fiat‑on‑ramp buying.
Choose Guarda Wallet if…
Users who prioritize fee‑free operation, privacy‑coin support, and a proven security record.
Common questions
Are there any fees for using the wallets?
Guarda only charges blockchain network fees; Atomic adds partner fees on swaps and card purchases.
Which wallet has a better security track record?
Guarda has no reported major incidents; Atomic suffered a notable security breach in 2023.
Do both wallets support the same range of assets?
No. Atomic supports over 1,000 coins/tokens and NFTs; Guarda supports fewer assets but includes Monero, a privacy coin many wallets lack.